Start with the machine quote and a call to (503) 918-0856, or open the request form; any offer and its terms come from an independent funding partner.
Funding for Oregon City, OR machine shops and manufacturers: packaging lines and forklifts, used CNC and molding machines, welding cells and second shifts, ovens and tooling, a product table, two invented machine packages and Clackamas County, OR Census counts for manufacturing.
At a glance
- Manufacturing establishments, Clackamas County, OR
568 with paid employees (CBP 2023)
- Share under five employees, Clackamas County, OR
41.7% (CBP 2023)
- Manufacturing at ZIP 97045 addresses
63 employer establishments (ZBP 2023)
- Manufacturers with no paid employees, Clackamas County, OR
772 (Nonemployer Statistics 2024)
Business loan to buy machinery for Clackamas County, OR: packaging lines, forklifts and raw stock
A business loan to buy machinery is, in practice, equipment financing: the packaging line, the forklift or the press secures its own deal. A packaging line can be several machines on one quote, such as a filler, capper, labeler and case sealer, and a partner can finance them as one package.
Raw stock is a different cost. Bar stock, sheet metal, resin and packaging film are used up and replaced, so inventory financing or a credit line fits them better than a machine loan. A term loan can carry a larger one-time cost, such as buying another shop's machines and customer orders.
Size classes tell part of the story. Manufacturing (NAICS 31-33) counted 568 establishments with paid staff in Clackamas County, OR in 2023, and 41.7% had fewer than five employees, below the 57.2% share for all county employer establishments (County Business Patterns).
Used CNC machine financing in Oregon City, OR: injection molders, chillers and resin buys
Used machines can be financed too, but the paperwork carries more weight. For a used CNC machine or molder, a partner can ask for the year, the control model, spindle or cycle hours, the service record and photos of the nameplate. An inspection by an independent technician before purchase helps both sides.
An injection molder rarely works alone. A portable chiller cools the mold, and a resin dryer and loader feed the barrel. All three are equipment and can share one request. The resin itself is a material purchase.
Illustration only, invented figures: a used molder at $96,000, a $14,500 portable chiller and an $8,900 dryer and loader total $119,400. Financed at 10.2% a year for 60 months, the package carries a monthly payment of $2,548.66. The full run of payments is $152,919.60, and $33,519.60 of it is interest.
CNC machine financing in Oregon City, OR: welding robots, fixtures and second shifts
A robotic welding cell is the robot arm, its controller, a positioner, the welding power source, safety guarding and the fixtures that hold each part. Fixtures here mean workholding, built for one part number, and they belong on the same equipment request as the robot.
A second shift is mostly people: operators, a lead and the weeks of pay before the added output is invoiced. Working capital or a credit line can carry that start-up period, while the machines stay on their own financing.
Machine shops sit inside fabricated metal product manufacturing (NAICS 332). In 2023 that code held 130 establishments with paid staff across the county; 44.6% of them (58) were below five employees. ZIP Code Business Patterns lists 15 fabricated metal establishments with a ZIP 97045 address.
Manufacturing equipment loans for Clackamas County, OR: powder coating ovens, part racks, machines and tooling
A batch powder coating line is an oven, a recovery unit and the part racks that carry work through. The oven and racks are equipment. The spray booth, the gas line, the electrical service and any duct through the wall are building work outside this site.
Tooling is the quieter cost: carbide inserts, end mills, collets, molds and dies. Molds and dies made for one customer's part last for years and can be financed like machines. Cutting tools are consumables, closer to stock.
| Type (NAICS) | Establishments | Under five employees | At ZIP 97045 addresses |
|---|---|---|---|
| Fabricated metal product manufacturing, incl. machine shops (332) | 130 | 44.6% | 15 |
| Food manufacturing (311) | 56 | 35.7% | 5 |
| Printing and related support activities (323) | 29 | 48.3% | 7 |
| All manufacturing (31-33) | 568 | 41.7% | 63 |
Paying for CNC lathes, welding cells and raw steel: options Oregon City, OR manufacturers weigh
The machine, the material and the payroll each match a different product:
- CNC lathes, mills, welding cells and inspection machines: equipment financing
- Raw steel, bar stock and resin bought ahead of an order: inventory financing or a line of credit
- Operators for a second shift: working capital
- Buying another shop's equipment and order book: a term loan
Illustration only, invented figures: a $165,000 CNC lathe, a $28,000 bar feeder and a $54,000 coordinate measuring machine make a $247,000 cell. With an 84-month term at 9.6%, the monthly amount owed comes to $4,049.62; $340,168.08 over the life of the loan, of which $93,168.08 is interest.
Near the office, ZIP 97045 held 63 manufacturing establishments in 2023, 57.1% with fewer than five employees (ZIP Code Business Patterns). Nonemployer Statistics, a separate count, listed 772 manufacturers with no paid employees in the county in 2024. Builders and repair shops buy similar machines: see construction and auto repair. County and ZIP counts for other trades sit on the Oregon City, OR page; the industries hub has the full list.
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